Buying Process

Check Credit Report & Score

Before getting a mortgage or any kind of loan, you should always check your credit. You are allowed to receive one free copy of your credit report per year. You can do this by visiting www.annualcreditreport.comwww.creditkarma.com.  Scores range from approximately 300 to 850; generally, the higher your score, the better loan you'll qualify for. Don't forget to check your report for errors. If there are any errors,  dispute them. It may help your credit score.

How Much Can I Afford?
Hire a Mortgage Broker
Choose a Mortgage Program
Hire a Real Estate Agent
Search Homes
Present an Offer
Close Escrow
Move In

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The goal of this eGuide is to provide you with the information you will need to make the best decision for you and your family in regards to homeownership.

To schedule an appointment, please fill out the form below or call me at 201-207-5217.  Thank you and make it a great day!

 

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